Filing a Snowmobile Accident Claim
If you are an avid snowmobiler, or rely on it as a mode of transportation during the winter months, just as if you were driving a car there is a chance of being involved in an accident. If you have experienced a snowmobile accident and need to file a snowmobile accident claim, here is what you need to know.
Get the Details Right
If you are able it is important to record everything you can remember about the accident. Here are some good questions to get you started:
• What was the cause of your accident?
• What injuries did you sustain?
• Have you lost any income due to your injuries?
• Are there any other relevant details such as dangerous conditions, another snowmobiler involved, etc.?
No Fault Insurance
You might not be aware that you can use your snowmobile insurance to file a claim for your injuries. Your insurance company will be responsible to compensate you for expenses related to loss of income, medical care and other care not covered by OHIP. Just keep in mind there are limitations on the amount of time you have to file your claim.
If another person was involved in the accident you can also file a tort claim. A tort claim will look to compensation from the person who caused the accident. These costs are also covered by insurance. However in the case of a tort claim it is the person who caused the accident’s insurance company who has to cover your expenses.
Many people involved in snowmobile accidents do not file their claims soon enough and are left without any compensation to cover their expenses. Therefore, whether you are filing for your own insurance or through a tort claim time is of the essence.
When to Claim
Perhaps the biggest challenge is understanding when you should claim and what kind of claim to pursue. If you have suffered injuries due to a snowmobile accident it is in your best interest to seek advice from a lawyer. Look for a lawyer who specializes in personal injury cases and better yet who has experience with snowmobile accidents. Snowmobile accidents can be complicated as they often involve the intricate rules surrounding the maintenance of recreational trails.
A personal injury lawyer can assist you in getting compensation without the worry of dealing with red tape. They will allow you to focus on your recovery while they get the funding you deserve.